Landlord and Renter Resources

Calvert County is Maryland's smallest county in land area with 213 square miles. It is home to more than 92,000 people and has one of the highest standards of living in Maryland. There are more than 5,200 businesses in the county and a labor force of at least 1.8 million resides within a one-hour drive. Major industries include defense contracting, information technology, tourism and administrative services.

 Residents of Calvert County may be homeowners, renters, and landlords. There are resources available for residents in their housing search and needs. 

For Landlords: 



• List your rental for free at MDHousingSearch.org 

• Landlord Resources from 211 Maryland: https://211md.org/being-a-landlord 

• Tips for Avoiding Disputes from the Maryland Attorney General: https://www.marylandattorneygeneral.gov/Pages/CPD/landlords.aspx 
o PDF booklet: https://www.marylandattorneygeneral.gov/CPD%20Documents/Tips-Publications/landlordTenantPDF.pdf 

• People’s Law Library of Maryland: This self-help legal resources hosted by the Thurgood Marshall State Law Library has resources for: 
o Being A Landlord
- The Federal, State, and Local laws governing the landlord-tenant relationship
o Guidance for Potential MD Landlords
o Landlord Responsibilities
- Learn about the responsibilities of a landlord, such as: collect and handle security deposits in strict compliance with the law, maintain        certain records and receipts, and post or provide certain information for tenants.
o Right of Possession and Right of Entry
- What are the landlord’s responsibilities for assuring tenants that they have possession of the premises, but the landlord retains a right to        enter the premises for reasonable purposes? Read more in this article. 
o Tenant’s Right of Possession and Right of Entry by a Landlord
- When can a landlord enter a rental property? What are the tenant’s privacy rights? If you are unclear, read more in this article.  

• Conflict Resolution - Free Community Mediation Services: The Community Mediation Center of Calvert County has a long and successful history of working with families, the courts, law enforcement and businesses to help bring about meaningful and peaceful conflict resolution. They offer their services in a range of locations and settings conveniently located throughout the county. Learn more at https://www.calvert-mediation.org/ 

 For Renters: 



• The Housing Authority of Calvert County (HACC) administers 346 federal Housing Choice Vouchers. HACC's Housing Choice Voucher (HCV) Program allows low-income families to rent quality housing in the private market via federal funds provided by the U.S. Department of Housing and Urban Development (HUD).  

• For more information about Housing Authority Programs, please visit (https://www.co.cal.md.us/215/Housing-Authority-Programs) and the Housing Authority of Calvert County.

• The Department of Community Resources maintains an Affordable Housing Brochure, listing affordable developments and financial resources. 

• Find housing at: http://mdhousingsearch.org/. This housing locator service helps people find housing to best fit their needs. The service is available online with support by a toll-free, bilingual call center (Monday-Friday, 9:00 am - 8:00 pm EDT). Housing seekers can easily search for housing using a variety of criteria and mapping features. It's free to search and list unlimited units.

• If your landlord is facing foreclosure, click here to learn about the “Protecting Tenants at Foreclosure Act” and know your rights during a foreclosure. Resources are available for you to call for tenant assistance and service. 

• Conflict Resolution - Free Community Mediation Services: The Community Mediation Center of Calvert County has a long and successful history of working with families, the courts, law enforcement and businesses to help bring about meaningful and peaceful conflict resolution. They offer their services in a range of locations and settings conveniently located throughout the county. Learn more at https://www.calvert-mediation.org/ 

• Click here for eviction resources. 

For Homeowners: 



• Find guidelines for home-ownership at https://dhcd.maryland.gov/Residents/Pages/default.aspx 

• Learn about the Maryland Mortgage Program: The Maryland Mortgage Program (MMP) provides 30-year fixed-rate home loans to eligible homebuyers purchasing in Maryland. Loan terms are competitive with other home loan products on the market, but what makes MMP unique is the range of associated financial incentives and other assistance that, for many homebuyers, means the difference between being able to purchase and continuing to rent. Click here to learn more: https://mmp.maryland.gov/Pages/About-CDA.aspx 

• Learn about the Independent Living Tax Credit: The Maryland Department of Housing and Community Development administers a State of Maryland tax credit for residents of the state who have renovated a home to be more accessible. The tax credit may be up to 50% of the cost of the renovation up to $5,000, whether it’s your own home, the home of a family member, or a rental property. To claim this credit, the renovations must have taken place during the prior tax year, and you must demonstrate the costs incurred with receipts, invoices, before and after pictures, etc. Any approved accessibility features will be considered in the calculation for the tax credit amount. Learn more at: https://dhcd.maryland.gov/Pages/ILTC/default.aspx 

• Learn about Maryland WholeHome Loans for valuable home repairs and improvements: Click here to learn about grants and loans that can be used to upgrade to energy efficient appliances, repair or replace heating and cooling systems, replace insulation, add accessibility features for seniors or those with special needs, remove lead paint, upgrade plumbing, and address structural and maintenance issues. 

The Housing Authority of Calvert County works closely with the Maryland Housing Rehabilitation Program which can be used for well and septic repairs. To learn more and view application documents, visit DHCD’s website.  Generally, all loan requests are processed directly by local governments. Contact the Housing Authority of Calvert County for more information and application guidelines at (410) 535-5010. 

• Foreclosure Prevention: Help is available for Maryland Homeowners. If you’re late with a payment, don’t wait to call for help. Call the Maryland HOPE hotline at 1-877-462-7555 or visit https://dhcd.maryland.gov/Residents/Pages/HOPE/Homeowners.aspx for information on counseling resources, mediation, and how to avoid fraud.